Hello- I’m a public school teacher and borrowed $ for grad school 9 years ago. Since I haven’t been paying for 120 months yet(just under) am I correct that I am not eligible for PSLF waiver yet? What can I do to prepare until I’ve made it to 120 payments? Fed Aid website is nuts to navigate!!
Yes. 10 full years or 120 payments. Make sure their paperwork with palf is a match for what you think you paid.