Category Topics

Local Organizing and Chapters

This is the place to come if you want to start a local Debt Collective chapter. Find other people nearby who might want to get a chapter off the ground. Share tips and tricks among different chapters for what is going well and what isn’t. Share ideas for actions you can take together.

Cancel Student Debt and win #CollegeForAll

We are organising to win full student debt cancellation for everyone and fully fund all public schools.

Introduce yourself

This is a place for newcomers to say hello, and for the rest of us to serve as a welcoming committee. Tell us a little bit about yourself, share your debt story, ask your questions, and get plugged in.


If you have something to share but it doesn’t seem to fit any of the other categories post it here.

Borrower Defense to Repayment (DTR)

This is the place to talk about all things related to the borrower defense to repayment (DTR) process.

Housing and Rent Debt

This collective is for anyone who went into debt for a place to live.

Political Education

This is the place to find and share resources, videos, books, and more about debt resistance, social movements, racial and economic justice, etc.

News and Media

Here we’ll publish news articles and studies relevant to debt and debt resistance of all kinds.

Disputing Your Debt

Are you being hassled by a debt collector? Are your wages, taxes or social security being garnished? The Debt Collective has some tools to help dispute some kinds of debt depending on the circumstances, but we can all support each other and find options for what to do based on your situation.

Site Feedback

Our platform is an experiment in a new kind of organizing. For years, we have said “Alone Our Debts are a Burden, but Together They Make Us Powerful”. This platform is our effort to bring different people together from across the country who are all in debt so we can fight back - together.


This is where we post fun stuff, stress relievers, and random positivity. We take care of each other and share our joy.