This action is for everyone who attended a for-profit school who currently lives in North Carolina (so even if you used to live somewhere else or the for-profit school was located somewhere else, if you now live in North Carolina this is for you).
UPDATE We got a email address jstein@ncdoj.gov BCC Thomas@debtcollective.com
As you probably already know, the Department of Education has been letting individual defense to repayment (DTR) applications sit on a shelf and gather dust. Many people have been waiting years for a decision on their individual application. The Department of Education’s strategy here seems to be to wait it out. They want to ignore these DTRs long enough for them to have time to rewrite the rules. Once they have rewritten the rules, they will be able to deny many more people the debt relief they deserve. At the moment we have no mechanism to force the Department of Education to actually process and make a decision on an individual DTR.
BUT, the good news is that there is another option here. The Attorney General can file a group discharge application which would cover all students who attended for-profits like Corinthian, ITT Tech, AI and other schools. Unlike an individual DTR, we do have a way to force them to respond to these group wide DTRs. Two other states have already done this, Massecuttes and Illinois. In a recent court case the judge ruled that the Department of Education cannot ignore these group DTRs in the same way that they are ignoring individual DTRs.
So what we want to do is organize everyone in North Carolina who has attended one of these schools to email the Attorney General’s office and tell them to file a group wide DTR. We’ve created a template of for you to follow below.
After you add your story, copy and paste it into the North Carolina Attorney General’s contact form here: https://www.ncdoj.gov/getdoc/59be4357-41f3-4377-b10f-3e8bd532da5f/Complaint-Form.aspx
Leave a comment on the Debt Collective thread to let us know you’ve sent it so that we can help keep track of how many people have responded.
To Participate in this group action, please use this template to write your letter to the North Carolina AG.
After you add your story, copy and paste it into the North Carolina Attorney General’s contact form here: https://www.ncdoj.gov/getdoc/59be4357-41f3-4377-b10f-3e8bd532da5f/Complaint-Form.aspx
Leave a comment on this Debt Collective thread (you must join the For Profit Colleges Collective to comment) to let us know you’ve sent it so that we can help keep track of how many people have responded.
To Participate in this group action, please use this template to write your letter to the North Carolina AG.
We have been talking with staffers in the Massecuttets AG office to help learn what is effective. They told us that it only takes a few dozen people to contact them about the same issue for it to get their attention. So let’s make a goal of getting 30 emails from people in Wisconsin to get their attention. After that we can organize a group phone call or even in-person visits to their office to follow up and help them with the process of filing one of these group DTRs.
Please comment below if you get a response and share it with the rest of the group.
If you have any questions please feel free to ask them below. And if you know of anyone else in North Carolina who attended a for-profit school, like former classmates, friends or relatives, please recruit them to help with this action!