Hello everyone. First time here. Talk about a Murphys Law Case, mine is one for the books. I don’t know what to do anymore.
I have gotten 4 student loans in my life, but there are 6 listed in my name and 4 are not mine. Confused? Yea who wouldnt be.
I got 2 loans in 1986 for $1,250 each to attend Brannon Business College (BBI) Paducah, KY. School long ago closed. who guaranteed employment upon graduated. Failed to provide employment, so following year March 30, 1987, prior to joining USAF, I agreed to pay 75% of loans to settle debt. School agreed and I made one time payment directly to the school. $1972.69. Which left a Balance $527.31(or bal $263.66 each loan) Debt settled. Or so I thought… from 1987-2013. Never heard or recieved a bill, letter, nothing.
1998-2000 I attended Pacific Union College, Angwin, CA. LVN to RN Program. I worked for Tulare County Forensic Mental Health suicide prevention of jail inmates in Visalia, CA. The county paid 100% college tuition for myself and 2 coworkers/classmates to all 3 of us get our RN license. So we did. My tuition wasn’t paid until last semester as I hadn’t work the required 2 years so i ended up getting 2 student loans at beginning of school for:
$3233, and $3356
Which my supervisor told me he got the county to pay off those 2 loans and pay my last semester tuition all paid prior to completion of program December 2000.
So I have no student loan debts, but here I am and have been disputing 6 student loans, since forever.
In short my loans:
Loans listed inmy name:
Feb 2000 $3333
Dec 2000 $1833
Dec 2000 $1667
The first 2 loans I settled with 75% in1987, the balances remember $263 each, were illegally Reaged in 2006 by Loan Servicer Giant, AES/PHEAA and now principal amounts $6949, and $7097= $14,026 total Principal Balance on $527.31 the 25% remaining. And I only found out about what happen in 2013.
Not only did PHEAA illegally reage 2 loans I paid off over 30 years ago, they turned that into 3 accounts, for $14,026, $6949, and $7097. Then they sold the loans to 2 different $7097 x 2, plus they illegally did a direct Loan Consolidation in 2010 with the $6949 and $14,026 amounts BBI loans combining with PUC loans, which were Consolidated in 2006 2 new principal balances of $5586, and $5705 PHEAA Sold the BBI loan $7097 to 2 different companies. And included the ($6949 + $7097=$14026) 2nd reaged Loan $6949 and total as it’s own loan now #3 BBI loan principal of $14,026 and $6949 into an illegal Loan consolidation in 2010, combined with PUC principal 2 balances, $5586, and $5705, combining 4 loans $14,026,$6949(BBI), $5586, $$5705 (PUC) and as of today this mess has principal of $14,026 total amount owed $18,600plus and counting which is in default and part of Sweets vs Devos class action lawsuit, hanging in limbo.
Over $16,000 has been taken from me for PUC loans that were never mine, and $5,800 for BBI loans I paid off over 30 years ago total $21,800 stolen from me for loans not mine total of $13,000= PUC $10,500 +BBI $2,500
SO student loans $13,000 I’ve paid $21,800 and balance of over $18,900plus Balance.
Now PHEAA listed on NSLDS(they have now since changed the dates on website) that BBI loans defaulted 1988(even though I never recieved a bill, notice, not even a letter notifying me about this debt 1988-2013 date I found out about the loans. In 2013 is year they changed saying saying BBI loans were paid off/settled now May 1999 with last payment settling BBI loans even though BBI loans alancez are included in the illegal 2010 loan Consolidation by PHEAA. Using my parent direct loan application I completed for my adult son, and photo copied my signature on that application from 2006 PUC loan Consolidation application, easy to tell its forged, maintain. Reason forged 2010 direct Loan application uses my last name I haven’t had used since 2006, so I know it’s forged/photo copied onto Master Promissary Note.(MPN)
Now I requested the MPN from Default Resolution Group(DRG) and I got mailed to me December 20, 2021 168 pages of mostly meaningless copies of my correspondence with DRG, except included is a “release of information” for DCS collection agency, dated same date as illegal Loan consolidation dated 2-16-2010, which has my forged signature and document also stamped 2-23-2010 as all other documents in illegal loan Consolidation.
And 2 of the 168 pages, page 30, and page 38 are student loan documents of someone else’s an active duty Army commander student loan information including and violating Privacy Act of 1974, as these 2 pages gives me their name Rank, Address, SSN, student Loan account number IRS Form T1098, for 2012 and 2013, and amount of interest this person paid for those 2 years on this persons student loans. A Marcine Woodley active duty Army Commander.
Now does anyone out there have any advice who I file complaints, notify, dispute and get this monstrous student loans canceled and my money back from?
As NSLDS Ombudsman office already contacted both PHEAA, who profited over $50,000 and DRG currently has loans and told them to cancel these loans due to errors found, while Ombudsmen had me on phone with them too, back in 2017, and both PHEAA AND DRG Loan Giants refuse to comply.
And another point, the PUC loans AES/PHEAA had and put my name on, listed Wells Fargo Bank as original le Der and ECMC, as Guarntor, both of which have no record of these loans or ever giving me a loan or anyone with my SSN.
Yet PHEAA/AES refuses to fix their mistake and cancel these loans and give back their profit of over $50,000
continuing to force me, a USAF Veteran to pay off someone else’s loans, and they have bullied my school or my college PUC, is conspiring with AES/PHEAA for profit. PUC being a religious college at that. And my college also another point I will make has credited me for college credits for courses i supposedly too before I was even born. I was born 1966, yet per my college I was credited taking college courses dated 1962-1975 4 years before I was born up to 9 years old in 1075?!
Now has me wondering if my college degree is even valid and is my college, PUC Defrauding Americians by handing out unearned Nursing Degrees to students, in cohorts with Loan Giant PHEAA/AES for a PROFIT.
Any suggestions on what I do now?!