I’ve somehow managed to avoid paying much on my student loans. I was poor, I’m actually making some money now, but I support my family. Also, I am philosophically opposed to the way our country has put everyone in debt for higher education. I’m $100k in debt and don’t want to spend the next decade or more paying $600 to $1,000 a month and not being able to live life. I rent and have resolved that I will never own a home because of this. Also, I have a bunch of medical debt. I know there’s not much I will financially leave behind for my son who is three right now. God forbid we have an actual medical emergency.
Anyways, I’m sure I bumped up to some new income bracket and don’t want to do a IBR or Repay. I’d love some way to stay out of repayment. I stupidly forgot to sign up for community college classes. I was going to do six units of classes in stuff im interested in to defer. I want to find a way to keep the vultures at bay or pay them a max of $200 for the rest of my life. I shouldn’t say I regret going to college, but it sure feels that way when your family never made you a college fund.
Anyone have tips on riding out the debt strike?