Forgiveness $$ towards interest or principal

As someone who would have had their loan paid off a long time ago, had it not been for capitalized interest. I began wondering, should we get a partial forgiveness, and lets face it, no matter how much we get, for some it will be partial. The meager $10K Biden is purposing, will definitely be partial for me. Whats to stop Navient (my overlord) or another servicer to put some, most, or all of that money towards interest? This may not be their intention, but I guarantee if there is a loophole it will be taken advantage of. How are we ensuring that this money gets put towards principal only? Do I need to start writing/calling my congressional rep?

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Yes, please write/call your Congresspeople.