Came across this and wondered what others though? -
what’s the advantage of validating the debt before you’re being sued? It just seems like you’re helping the agency get all their paperwork together so they’ll know in the future they have a solid case. If they try to sue and you force them to prove the debt is valid, and it’s changed hands 5 or 6 times, isn’t it more likely they’ll just drop it?
Curious what others think on this? I kind of agree in that requesting debt validation as late in the game as possible is probably best. Thoughts?