Maybe I should wait until after I know who our President is going to be in 2021 (which may be within the next 24 hours) to post these thoughts, but then, I am not sure how much difference that will make. I was just laid off last week and to my horror, found out I may not get that first week of unemployment benefits (it’s a continuing claim). As it is, my “plan” is to pay a bunch of bills on credit, until they are maxed out, and in the meantime prepare to file for bankruptcy before the shit really hits the fan.
I know I’ll be able to get everything other than student loans discharged, but that’s the thing–I have a bankruptcy from 11 years ago. I can do another one after 10 years, but the thought of going through it a 2nd time and STILL not getting the student debt discharged is just…uggggghhh. (my student debt is 16 years old)
Biden has made sounds about forgiving some debt, but I hear different things and I’m tired of never getting a consistent answer. Plus, how do we know what he’s going to do if and when he gets in? Conventional wisdom is that he’s more likely to do something than Trump, and that seems very likely, but I heard Trump has made rumblings, too. (What would be his incentive to do that, though if he’s re-elected?)
That’s why I wanted Bernie, of course, or Warren if we couldn’t have Bernie. (Turns out we can’t have nice things in this country. Who would have thought.)
So, I don’t know what to do, just that things are about to get scary for me, and I would welcome any advice or firsthand experience with this.