Any Older Student Loan Borrowers?

65 yo, still working, hopefully another 5 years.
My newest “plan” from EdVision has me paying $92/month for 15 months (which amount is about 30% higher than what Dept of Ed said I would be).

Upon the 16th month, my payment goes to $3078.46/month. Yes, three thousand seventy eight and 46 cents. Per month.

Roughly 70% of my AGI.

I am filing an age discrimination complaint against EdVision and Dept of Ed alleging a scheme to claw back social security and municipality-based retirement monies. Not to mention driving me to be unhoused, unfed, and dying decades earlier than I would if I lived in a civilized nation.

Bear in mind, my US Senator Tammy Baldwin has been of no effective help in the root cause at hand: this debt is entirely forgivable as is all student loan debt. We can pay to eliminate decades worth of debt and interest payments for 43 million citizens with either a marginal tax rate or about the same money we are spending to conduct/prepare to conduct wars in Europe and the Middle East.

I fear the tactic of undervoting in a national election, but I have advised Wisconsin Senator Tammy Baldwin’s office that I will undervote in her next election. No help for me (and 43 million voters), the no vote from me.

No sense steering now. I am quite literally 15 months away from either defaulting/garnishment or being unhoused–and still having to work.

Pretty sad little oligarchy we have here, eh?

Yes, I’m 62 and have loans I took out for my daughter. She had hers forgiven because the school has many lawsuits due to fraud. I owe $107,000 and was overlooked completely