Afraid of garnishment

I work in the public sector and worry about getting garnished if I do not pay my student loans. I was on a forgiveness program that turned out to be a scam. Now it’s time to renew my payment. I am not sure what to do.

Hi Nancy, have you tried speaking with someone from direct loans, the federal government program that services student loans and their repayments? If you work in the public sector, your public student loans should qualify to be rolled into a consolidation loan under the public service repayment program. Its not a scam, but to get into the program you have to get your loan consolidated directly with the federal government. Otherwise, it wobt work. … i hope that helps you.

I have my loans consolidated with the Federal Loans servicer. Are they not the same?