Are you being hassled by a debt collector? Are your wages, taxes or social security being garnished? The Debt Collective has some tools to help dispute some kinds of debt depending on the circumstances, but we can all support each other and find options for what to do based on your situation.
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I have been trying to dispute my debt for years. here are some issues i’ve found on just ONE of my four loans:
Misallocated payments, payments not accounted for ( i have bank statements showing they took the money but never applied to my loans), I found 11 instances (so far ) where they charged me a different interest rate than what is shown on statements mailed to me, they also are constantly changing how payments are applied from 2013!!! They changed how payments were allocated 3x this year alone! I have multiple printouts from this year that shows that I was charged a late fee in Jan, in may it was gone and as of yesterday, it was reapplied all from 2013!!! I don’t understand how this is legal!
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