URGENT NEWS for our members that went to a 4profit school

you can email testimoney@harvard.law.edu and ask.

I am so sad that I only found out about this today, too late to file the necessary affidavit. I have been waiting nearly a year and a half for a decision from the DOE. I am on an administrative forbearance while I’m waiting, but that doesn’t stop the interest from accruing and my credit score to continue to stay in a lower score than I should be at.

I will pray that this suit is successful and gives the DOE the kick in the butt to get to work on these requests for dismissal.

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For denied applications, the Department will apply a credit that approximates any interest that accrued beyond one year after the borrower defense application is filed. All interest will be forgiven during the processing period on any approved applications.

https://studentaid.ed.gov/sa/about/data-center/student/loan-forgiveness/borrower-defense-data

Did you get denied? @Garrett_Shuck

I did that and got no reply.

Not yet, at least to my knowledge. My initial reply was to hopefully comfort the original poster concerns of interest accruing. Been almost 5 years and haven’t been denied or approved

That’s crazy, i submitted my application for the class action lawsuit, but ive been trying to find a way out of this loan for years because they tricked me into signing up with them and I’ve spoken to lawyers and they aren’t familiar with these cases or want $400 just to talk to me about the situation. Its sad really.

Is there a way to follow up on my BDR? Or am I just in limbo?

you can call the borrower defense hotline 1-855-279-6207.

Things you can and should ask:

What is the current status of my DTR application?:
What is the current repayment status of my loans?: •this should be in a stop collections or admin forbearance status. •Make sure ALL of your loans are in a stop collection status.
Ask them to confirm the loan balance… keep an eye if this does not seem right to you.

If you run into any issues. Or if you should discover that you are back in collections …ask for help here. We know that this is not an easy process to navigate.

Dawn

Wow that’s great, I didn’t know that existed, what are people’s experiences calling that number? (Does it help/worsen our case)

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Hi. Thanks for writing! It is just an information hotline. It doesn’t help or hurt your case. You can ask about your status. And confirm they have your application.

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Hi @Ed1979 if you file a DTR- Borrower Defense application. It is actually a good habit to call this hotline periodically and check on the status of you dispute.

If you want, I can call with you and we can get an update for you. Sometimes it helps with a buddy system.

Dawn

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Thanks so much Dawn, I was going to call Tomorrow. Where are you located? I’m on the East Coast (NY)

Were do we fill out the affidavit

Besides the BDR and the class action lawsuit are there other avenues to pursue a discharge? Like I said I called a bunch of lawyers, even bankruptcy ones and they either said it’s not possible because I don’t meet the criteria (thanks God) or they wanted $400 up front just to talk about my situation.

IMHO the besides is…FIGHT LIKE HELL FOR COLLEGE FOR ALL.
They are going to keep us on this Tom :cat: and Jerry :mouse: cycle unless we get serious and get organized and fight for full debt cancellation!!! What we are seeing is insanity and abuse of power. This is not something to stand by and just wait it out for a court case… we have to do much much more.

Thanks for the questions and putting ideas out there. We are all learning in this as we go along.

Solidarity,
Dawn

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I’m confused. I handed all of this information in, on time, but was told that Harvard wouldn’t be using my case - why would that be, any thoughts? I really want to be a part of this as I have spent a very long time battling this cause… // Kim

Disregard, I looked at the message again - apparently I am still included in the case:

Thanks so much for confirming! We weren’t able to include your affidavit in this filing, but we will save it for one of our future filings (the same lawsuit has multiple filings in it, so there should be additional opportunities to submit your testimony to court). Even if we were not able to include your affidavit in our most recent filing, that does not affect your standing in the case. If the court certifies a class, you will still be a class member. If you are interested in following what is happening in the case, we will post updates on our website

That’s right. You are a member of the class even if you are not directly named in the lawsuit.

Did you see that DeVos was held in contempt yesterday?

Yes!!! I am hoping that things will start moving along soon enough!