For the private student loans, you can dispute them with the PSL dispute tool.
https://tools.debtcollective.org/private-student-loan-dispute
For the DTR, what you need if proof you attended the school. A transcript, account statement, enrollment agreement…etc. Your statement is the most important part of this application.
General Notes
For each section below, please provide a detailed description of the following information:
- How the school communicated with you, whether in a brochure, online, over the phone, by email, or in person.
- What the school told you or failed to tell you that influenced your decision to enroll.
- Why you believe you were misled. What do you know now, or what did they hide or misrepresent back then. Did they use any tactics to pressure you, intimidate you, did they create obstacles if you expressed dissatisfaction or a desire to withdraw?
- The name/title/department of any person (s) who you believe misled you or failed to give you important information. (if known)
For each category, think about your experience and give a response for each department you ever interacted with throughout the school system at your campus. Tell your story even if it feel repetitive.
The categories of misconduct:
Employment Prospects
Program Cost and Nature of Loan
Transferring Credits
Career Services
Educational Services
Admissions and Urgency to Enroll
Other
The Departments you might have interacted with:
Admissions/Enrollment
Financial Aid
Career Services
Teachers or Program Chairs
Admin or Faculty: Campus Leadership, Dean, Registrar, Bookstore, Librarian,…etc.
Classmates or Cohort
Other
When you file be sure to attach any related documents, such as transcripts, enrollment agreements, promotional materials from the school, emails with school officials or your school’s manual, or course catalog.
P.s.
YOU MUST ANSWER THIS YES. OR THEY WILL NOT STOP COLLECTIONS.
SECTION V: FORBEARANCE/STOPPED COLLECTIONS
*Are you requesting forbearance/stopped collections? Yes, I want all of my federal loans currently in repayment to be placed in forbearance and for collections to stop on any loans in default while my borrower defense application is reviewed. During this time period, I understand that interest will continue to accrue.